Loans Program

The following programs are offered by MMS.

Government sponsored mortgages

All FNMA, Freddie Mac, FHA, VA, USDA and reverse mortgage loan programs with loan amounts from conforming to high balance limits as is set by each county in the U.S.

Asset depletion income

No tax returns or proof of income required. Cash assets are used to determine income to qualify.

Bank statement income

No tax returns or proof of income required. Bank deposits are used to determine income to qualify if applicant is self-employed.

Pre-approval program

A full underwriting approval on credit, income, employment, and assets prior to purchase. Property types and limits loan programs for residential primary residence, Sanket, homes, and investment properties located within the US. No limit to properties owned.

Credit repair

Credit repair programs available to raise FICO scores to qualify. Loan amounts as high as 15 million for refinance or purchase.

No cost loans

Lender paid financial credit that pays for all closing costs.

Closing cost guarantee

Closing cost guaranteed by MMS and paid for by MMS if in accurate at closing.

Pricing

Interest rates, price matched and locked in for 15, 30, 45, or 60 days.

Lenders

Access to multiple lenders across the US to ensure best pricing and service.

Title

Mortgage loans to LLCs, corporations, and trusts some exceptions apply.

Payment structures

Interest only payments available, and recasting of principal and interest payments allowed if mortgage is principally reduced.

Delayed financing

Pay all cash to close and then leverage as much as 80% of the cash back out immediately after the close of escrow.

Appraisals

Transfers of appraisals from other lenders excepted.

Security and privacy

Fully encrypted, email service and document destruction to protect the security and privacy of borrowers.