At MMS we believe….

That we are an independent broker that believes that we have to earn your business. We do not rely on massive marketing campaigns. We do not hire telemarketers to repeatedly call you and harass you into applying. Instead, we rely on referrals. We believe that if we deliver what we promise, you will refer your family and friends.

We treat every potential borrower, whether a first time home buyer or a seasoned homeowner with respect and education. We are dedicated to finding out from each person what they are trying to achieve, what they want to do. We want to discover your “why“.

Every person working at MMS has vast years of experience as trained loan officers, processors and underwriters. We do our best to share our knowledge and experience with every person who contacts us.

Whether we do business together or not, is not our goal. Rather, we welcome lots of questions. We welcome borrowers who want to compare interest rates and closing costs. We are honest and never, ever put out a “bait and switch” false quote or promise.

As an independent broker, we can offer you, the customer, what most lenders cannot. We offer every loan program available. We do not have a set loan program that forces you, the borrower, into a qualifying box. Instead, it is our job to customize the loan program to your needs.

If need be, we have the means to raise your qualifying FICO scores. We have available gift funds to help you with the down payment and closing costs. We have ways to increase your income to qualify. We use every tool available to help you get qualified because we truly care. It matters to us. That is the meaning behind the name “Mortgage Management Services“. We are here to help you manage your mortgage from the first time you apply to the last.

We treat you as part of our business “family”. And nothing is as important in life than family.